Personal Property Foreclosure

Atlanta Law Firm Helping Clients With Garnishment, Repossession, Liens, Seizures and Debt Resolution

In an economic downturn many people face unexpected financial crises such as layoffs, business closures, and reductions in hours. Other issues in life such as injury, illness, unexpected liability and even divorce can bring about an urgent financial situation as well. When debt goes unpaid, collection methods called "personal property foreclosures" can go into effect, such as wage garnishment, repossession, and asset seizures.

Unfortunately, many people faced with a financial crisis become paralyzed with fear and do not know where to turn. If you are dealing with unmanageable debt, you should consult with your bank, creditors and other lenders. You should also consult with an attorney experienced in helping people handle these financial issues to make sure you understand your rights.

Rachelson & White helps people across Georgia deal with financial distress. We can counsel you about your rights and options when faced with unmanageable debt and personal property foreclosures. Contact our office today to schedule an appointment.

Resolving Personal Property and Asset Foreclosures

Our attorneys can help you resolve:

• Repossession of an automobile or other property used as collateral
• Garnishment of wages
• Bank liens and levies
• Mechanic's or materialmen's liens
• Writs of possession and court orders requiring the turnover of personal property

If you have been held in contempt of court for failure to comply with an order requiring you to forfeit your assets, we can challenge the order of contempt or negotiate with the court for settlement. This could include developing a payment plan or a schedule for relinquishing the property. We may also be able to help you reclaim property that has already been seized.

Negotiation With Creditors

The key to resolving problems with debt is to be proactive. If you are having trouble paying your bills, the first step is to notify your creditors and try to work out a solution.

However, a lawyer can be a big asset when dealing with your creditors. It is important for them to know you are represented so they don't take the opportunity to raise your interest rates or call in your debts prematurely.

We can assist you with renegotiating medical bill payments and other accounts and seeking interest rate adjustments, penalty waivers, and payment plans to make resolving the debt easier. If your creditors are seeking the return of your collateral, we can negotiate with them to give you more time.

We understand how difficult and embarrassing it can be to face a mountain of debt. We are not here to judge you; we are here to work with you. Our goal is to provide you with all the options available and to help you decide what is in your best interest now and in the long term. We believe in finding practical, innovative and comprehensive solutions for our clients.

Contact Rachelson & White to schedule an appointment. Our office is centrally located in Atlanta.

Rachelson & White

A Professional Corporation

Three Ravinia Drive, Suite 450
Atlanta, GA 30346-2131
Map and Directions

Phone: (770) 698-0700 | Fax: (770) 698-0071
E Mail: info@r-wpc.com

Rachelson & White, P.C., located in Atlanta, represents businesses and individual clients in areas such as College Park, Redan, North Atlanta, Smyrna, Mableton, Sandy Springs, Roswell, Marietta, Alpharetta, Cumberland, Fulton County, DeKalb County, Cobb County, and throughout the State of Georgia.